Answers From Your Premier Plattsburgh Auto Finance Center

When it comes to financing a vehicle, selecting the right option depends largely on the individual's driving habits and future plans. You'll have to consider factors such as how much you drive, how long you'd like to keep your new vehicle and how much you'd like to pay. Why are these questions so important? There are 2 reasons — auto loans and car lease plans.

These are the 2 most common options when it comes to obtaining a new car, and each one can be highly beneficial for the right driver. Read on to learn more about car lease plans and auto loans, then come visit the experts at your premier Chevy dealership in Plattsburgh, NY. Schedule a visit at DELLA Chevrolet of Plattsburgh, serving drivers from Plattsburgh West, NY to Milton, VT.

Why You Might Like A Loan

Auto loans are a very common auto finance option, and it just might be the best bet for you.

The way these plans work is, a car-buyer accepts a loan from a bank (don't worry, the dealership will set up the loan for you), which is used to purchase the vehicle. From there, the purchaser pays the car loan off by making monthly payments over several years.

Why could this be a good option for you? For starters, you'll own a new car! You can do whatever you'd like with it — customize your Chevy Camaro, take your new Chevrolet Silverado off-road or load the family in the Chevy Blazer and head across the country.

Plus, Chevrolet vehicles have exceptional resale value. So, you'll have the option to trade your vehicle in for a new model or keep Ol' Reliable in the family for years to come. Who knows, with legendary models such as the Chevrolet Corvette, your new car may just become a classic.

Of course, auto loans are available for used cars and Certified Pre-Owned Chevrolet models as well. Learn more about loan terms and more today. Visit D'ELLA Chevrolet of Plattsburgh.

Why You Could Be A Fan Of Lease Plans

Unlike auto loan plans, when you agree to a lease, you aren't agreeing to buy the vehicle. You're just borrowing the car for a few years — sort of.

Here's how a car lease works. Customers take a vehicle home and drive it like it's theirs for a few years. Then, once the lease terms expire, they typically give the car back to the dealership. Since you're not buying the vehicle, car dealerships only charge a rate equal to the estimated depreciation of the car — basically, you pay the difference between the vehicle's original worth and its worth after your lease terms are up. Since you're not paying the entire price of the car, your payments are generally lower than those associated with an auto loan.

When your lease is up, the dealership may try to sell the vehicle to another customer after you return it, so it typically places mileage limits in your lease agreement. This is done to decrease wear on the vehicle, but it decreases depreciation as well, which in turn, could mean even lower monthly payments. So, if you don't intend on traveling far beyond the Plattsburgh area, a car lease might be the right choice for you.

If you're hoping to start a car lease in Plattsburgh, NY, come visit our auto finance professionals. Visit DELLA Chevrolet of Plattsburgh — where DELLA Does It!

Begin Your Car-Shopping Journey Today

Now that you know the difference between these popular auto financing options, make your dream car a reality car!

The folks at our certified auto finance center are eager to help with all of your car-buying concerns. Whether you have questions about car leases or loan amounts, we're here to provide answers 6 days a week.

Guests can also begin their shopping experience from home. Take advantage of our website's resources such as an online trade-in appraisal tool, a user-friendly credit score estimator and convenient pre-approval application. When you're ready, let us help you finish the process. Schedule a visit at DELLA Chevrolet of Plattsburgh.

Visit The Experts At Your Plattsburgh, NY Chevy Dealership

Once you've weighed your options, come see us at your trusted Chevy dealership in Plattsburgh, NY.

Visit today and explore our vast inventory of new and used cars, then talk to our certified auto finance experts. If you're looking for an auto loan or car lease in Plattsburgh, go to the people who can get it done. Stop by DELLA Chevrolet of Plattsburgh — where DELLA Does It!